Resources & Tips
Explore our comprehensive resources to stay informed about Medicare, Medicaid and ACA options.
Understanding Medicare Supplemental Insurance (Medigap): Is It Worth It?
Medicare provides essential healthcare coverage for millions of seniors and eligible individuals, but it doesn’t cover everything. Out-of-pocket costs like deductibles, copayments, and coinsurance can
The Medicaid Spend-Down Process: How It Works and Who Benefits
Medicaid provides essential healthcare coverage for low-income individuals and families, but strict income and asset limits can make it difficult for some people to qualify.
Short-Term Health Plans: Pros, Cons, and Risks
Short-term health insurance plans are designed to provide temporary coverage for individuals who experience a gap in health insurance. While these plans can be a
Essential Health Benefits Under the ACA: What Every Plan Must Cover
The Affordable Care Act (ACA) requires all health insurance plans sold on the Health Insurance Marketplace and most individual and small-group plans to cover a
Medicare Part D: A Guide to Prescription Drug Coverage
Medicare Part D is the prescription drug coverage program offered through Medicare. Since its introduction in 2006, Part D has helped millions of Medicare beneficiaries
Medicaid Work Requirements: What You Need to Know
Several states have attempted to implement Medicaid work requirements in recent years, sparking debate about their impact on low-income individuals who rely on Medicaid for
Understanding Out-of-Pocket Maximums: How They Protect Your Budget
Healthcare expenses can add up quickly, especially if you face a major illness or need extensive medical treatment. One important feature of most health insurance
ACA Premium Tax Credits: Who Qualifies and How to Apply
Affordable Care Act (ACA) premium tax credits make health insurance more affordable by reducing the monthly premiums for plans purchased through the Health Insurance Marketplace.
How to Maximize Your Medicare Benefits: Tips for Saving Money on Healthcare
Medicare provides essential health coverage for millions of Americans, but navigating the program effectively can make a big difference in managing out-of-pocket costs. With careful
The Medicaid Spend-Down Process: How It Works and Who Benefits
Medicaid provides essential healthcare coverage for low-income individuals and families, but strict income and asset limits can make it difficult for some people to qualify.
Short-Term Health Plans: Pros, Cons, and Risks
Short-term health insurance plans are designed to provide temporary coverage for individuals who experience a gap in health insurance. While these plans can be a
