Resources & Tips
Explore our comprehensive resources to stay informed about Medicare, Medicaid and ACA options.

Home and Community-Based Services (HCBS): Medicaid’s Support Beyond Nursing Homes
When people think of Medicaid and long-term care, they often picture nursing homes. But for many seniors and individuals with disabilities, that’s not the first—or

Medicaid and Pregnancy: What’s Covered and How to Apply
Pregnancy can be exciting, overwhelming, and expensive. That’s why many expectant parents turn to Medicaid for pregnancy coverage, especially if they don’t have access to

Understanding Explanation of Benefits (EOB) vs. Medical Bills: What’s the Difference?
You check your mailbox or inbox and see a thick envelope or confusing email from your health insurance company. It looks like a bill—but it’s

How to Choose the Right Primary Care Provider Based on Your Insurance
Choosing a primary care provider (PCP) is one of the most important health decisions you’ll make—but if you don’t consider how your insurance works with

How Lifetime and Annual Limits Work (and Why They’re Illegal Now)
For decades, health insurance plans included fine print that could quietly cap how much coverage you received—either in a single year or over your lifetime.

Health Insurance for Chronic Illness: Optimizing Your Plan
If you live with a chronic condition—like diabetes, asthma, heart disease, arthritis, or an autoimmune disorder—you already know that healthcare isn’t a once-a-year concern. Managing

How to Use Telehealth, Virtual Clinics, and Digital Health Tools
Over the past five years, telehealth has evolved from a pandemic-era convenience into a permanent pillar of healthcare. What began as a stopgap measure to

What Happens to Your Health Coverage When You Move States
Moving to a new state brings a long list of logistics—changing your address, finding new schools, updating your driver’s license—but one of the most overlooked

How to Get Help Paying Medical Bills—Even If You Have Insurance
Having health insurance is supposed to protect you from overwhelming medical costs—but that’s not always how it works out. Even with insurance, deductibles, copays, out-of-network