Resources & Tips
Explore our comprehensive resources to stay informed about Medicare, Medicaid and ACA options.

Home and Community-Based Services (HCBS): Medicaid’s Support Beyond Nursing Homes
When people think of Medicaid and long-term care, they often picture nursing homes. But for many seniors and individuals with disabilities, that’s not the first—or

Medicaid and Pregnancy: What’s Covered and How to Apply
Pregnancy can be exciting, overwhelming, and expensive. That’s why many expectant parents turn to Medicaid for pregnancy coverage, especially if they don’t have access to

Understanding Explanation of Benefits (EOB) vs. Medical Bills: What’s the Difference?
You check your mailbox or inbox and see a thick envelope or confusing email from your health insurance company. It looks like a bill—but it’s

How Age Affects Your Health Insurance Premiums—and What You Can Do About It
When it comes to health insurance, one of the biggest factors affecting what you pay each month is something you can’t control—your age. It might

How to Lower Your Medicare Drug Costs
Prescription drug prices remain one of the biggest concerns for people on Medicare. Even with coverage through Medicare Part D, the cost of medications can

What Happens If You Work Past 65? Navigating Medicare While Employed
For many Americans, turning 65 used to mean retiring and enrolling in Medicare. But today, that milestone looks different. With rising living costs, longer life

How Medicaid Covers Transportation: Non-Emergency Medical Rides Explained
Getting to a doctor’s appointment may seem like a small hurdle—unless you don’t have a car, can’t drive due to health issues, or live in

Medicaid for Seniors: What It Covers That Medicare Doesn’t
For millions of older Americans, Medicare is the go-to health insurance option after age 65. But what many don’t realize—until they need it—is that Medicare

Health Insurance for Freelancers: Marketplace, Associations, and Alternatives
Freelancing has its perks—flexibility, independence, creative freedom—but one major downside is the lack of employer-sponsored health insurance. As a freelancer, contractor, or self-employed worker, you’re