Resources & Tips
Explore our comprehensive resources to stay informed about Medicare, Medicaid and ACA options.

Home and Community-Based Services (HCBS): Medicaid’s Support Beyond Nursing Homes
When people think of Medicaid and long-term care, they often picture nursing homes. But for many seniors and individuals with disabilities, that’s not the first—or

Medicaid and Pregnancy: What’s Covered and How to Apply
Pregnancy can be exciting, overwhelming, and expensive. That’s why many expectant parents turn to Medicaid for pregnancy coverage, especially if they don’t have access to

Understanding Explanation of Benefits (EOB) vs. Medical Bills: What’s the Difference?
You check your mailbox or inbox and see a thick envelope or confusing email from your health insurance company. It looks like a bill—but it’s

How RX Cards Cut Prescription Costs by 50-80%
If high prescription costs have ever made you hesitate at the pharmacy counter, you’re not alone. The good news is that RX cards can help

The Annual Healthcare Shopping Season Most People Ignore
Think of Open Enrollment Period (OEP) as the Super Bowl of healthcare shopping—it’s your once-a-year chance to score better coverage and save serious money. Yet

How High-Deductible Health Plans (HDHPs) Work—and Who They’re Best For
High-deductible health plans (HDHPs) are becoming more common as employers and insurers look for ways to lower premiums and encourage consumer-driven healthcare choices. While the

ACA vs. Employer Health Insurance: What’s the Better Deal?
For most working Americans, health insurance comes through their job. But thanks to the Affordable Care Act (ACA), people now have another option: buying coverage

Bronze, Silver, Gold, and Platinum: Decoding ACA Metal Tiers
When shopping for health insurance on the Affordable Care Act (ACA) Marketplace, you’ll notice that plans are sorted into four categories: Bronze, Silver, Gold, and

How to Qualify for Medicare If You’re Under 65
Most people think of Medicare as a health insurance program for Americans turning 65—but that’s not the whole story. While age is the most common